Terms of Use

These Terms of Use govern your use of www.monthlywise.com (the "Site"). By using the Site, you agree to these terms. If you do not agree, please do not use the Site.

Use of the Site

MonthlyWise provides free financial calculators and a shared-expense tool for personal, non-commercial use. You agree not to misuse the Site, including by attempting to disrupt it, access it through automated means at excessive rates, or upload unlawful or harmful content.

No financial advice

All results are estimates for educational and informational purposes only. They are not financial, investment, tax, or legal advice, and they are not an offer of credit. Actual loan terms, payments, and costs are set by lenders and may differ. Please read our Disclaimer and consult a qualified professional before making financial decisions.

Content you submit

When you create a Split Expenses group, you are responsible for the information you enter and for who you share the group link with. Do not enter sensitive personal data. We may remove groups that violate these terms.

Intellectual property

The Site's design, text, and code are owned by MonthlyWise and may not be copied or republished without permission, except as allowed by law.

Third-party links and ads

The Site displays advertising from third parties, including Google AdSense, and may link to other websites. We are not responsible for the content, products, or practices of third parties.

Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind. We do not guarantee that results will be accurate, complete, or error-free, or that the Site will always be available.

Limitation of liability

To the fullest extent permitted by law, MonthlyWise is not liable for any loss or damage arising from your use of the Site or reliance on its results.

Changes

We may update these terms at any time. Continued use of the Site after changes means you accept the updated terms.

Contact

Questions? Email sumit.o4172@gmail.com.